:root{--navy:#102d35;--navy-soft:#1b4249;--teal:#176b63;--teal-dark:#105750;--gold:#b98542;--gold-soft:#ead7b7;--ink:#18282d;--muted:#617074;--line:#dce2df;--paper:#fff;--warm:#f6f5f1;--sand:#ebe7df;--danger:#8a3d32;--shadow:0 24px 60px #0b2a3a17;--shadow-soft:0 12px 34px #0b2a3a12;--radius-sm:.75rem;--radius:1.25rem;--radius-lg:2rem;--shell:min(1180px, calc(100% - 2.5rem));--font-display:"Manrope", "Avenir Next", Inter, ui-sans-serif, system-ui, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);text-rendering:optimizelegibility;margin:0;font-family:Manrope,Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:1rem;line-height:1.65}button,input,textarea{font:inherit}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,a{-webkit-tap-highlight-color:transparent}:focus-visible{outline:3px solid var(--gold);outline-offset:4px}::selection{background:var(--gold-soft);color:var(--navy)}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:var(--navy);font-family:var(--font-display);letter-spacing:-.045em;font-weight:750;line-height:1.08}h1{font-size:clamp(2.8rem,7vw,5.5rem)}h2{font-size:clamp(2rem,4vw,3.6rem)}h3{font-size:1.35rem}p{color:var(--muted)}small{line-height:1.35}.shell{width:var(--shell);margin-inline:auto}.narrow{max-width:880px}.skip-link{z-index:1000;background:var(--gold);color:var(--navy);letter-spacing:-.01em;border-radius:.5rem;padding:.7rem 1rem;font-weight:750;position:fixed;top:.75rem;left:.75rem;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.eyebrow{color:var(--teal);letter-spacing:.15em;text-transform:uppercase;align-items:center;gap:.65rem;margin-bottom:1.1rem;font-size:.76rem;font-weight:800;line-height:1.3;display:inline-flex}.eyebrow:before{content:"";background:currentColor;width:1.75rem;height:1px}.button{border:1px solid var(--teal);background:var(--teal);color:#fff;border-radius:999px;justify-content:center;align-items:center;min-height:3.25rem;padding:.8rem 1.35rem;font-size:.9rem;font-weight:800;line-height:1.2;transition:background .16s,border-color .16s,color .16s,transform .16s;display:inline-flex}.button:hover{border-color:var(--teal-dark);background:var(--teal-dark);transform:translateY(-2px)}.button-secondary{border-color:var(--line);color:var(--navy);background:0 0}.button-secondary:hover{border-color:var(--navy);background:var(--navy);color:#fff}.button-small{min-height:2.75rem;padding-inline:1rem;font-size:.82rem}.button-light{color:var(--navy);background:#fff;border-color:#fff}.button-light:hover{border-color:var(--gold);background:var(--gold);color:var(--navy)}.button-outline-light{color:#fff;background:0 0;border-color:#ffffff59}.button-outline-light:hover{color:var(--navy);background:#fff;border-color:#fff}.button-row{flex-wrap:wrap;gap:.8rem;display:flex}.text-link{color:var(--teal);align-items:center;gap:.5rem;font-weight:800;display:inline-flex}.text-link span{transition:transform .16s}.text-link:hover span{transform:translate(.25rem)}.site-header{z-index:100;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#ffffffeb;border-bottom:1px solid #0b2a3a1a;position:sticky;top:0}.utility-bar{background:var(--navy);color:#fff}.utility-inner{letter-spacing:.02em;justify-content:space-between;align-items:center;gap:1rem;min-height:2.4rem;font-size:.72rem;font-weight:650;display:flex}.utility-inner>a{align-items:center;gap:.75rem;display:flex}.utility-inner strong{color:#fff;font-size:.76rem;font-weight:800}.utility-inner>a:hover strong{color:var(--gold-soft)}.utility-call-mobile{display:none}.utility-call-separator{color:var(--gold-soft)}.utility-inner small{color:#ffffffad;font-size:.62rem}.header-inner{justify-content:space-between;align-items:center;gap:2rem;min-height:5.2rem;display:flex}.wordmark{align-items:center;gap:.8rem;line-height:1.1;display:inline-flex}.wordmark-mark{background:var(--navy);color:#fff;width:2.7rem;height:2.7rem;font-family:var(--font-display);letter-spacing:.08em;border-radius:50%;place-items:center;font-size:.88rem;display:grid}.wordmark strong,.wordmark small{display:block}.wordmark strong{color:var(--navy);font-family:var(--font-display);font-size:1.12rem}.wordmark small{color:var(--muted);letter-spacing:.12em;text-transform:uppercase;margin-top:.25rem;font-size:.62rem;font-weight:750}.main-navigation{align-items:center;gap:1.5rem;display:flex}.main-navigation ul{align-items:center;gap:1.25rem;margin:0;padding:0;list-style:none;display:flex}.main-navigation ul a{color:var(--ink);padding-block:.7rem;font-size:.82rem;font-weight:750;position:relative}.main-navigation ul a:after{background:var(--teal);content:"";border-radius:99px;height:2px;transition:transform .16s;position:absolute;bottom:.3rem;left:0;right:0;transform:scaleX(0)}.main-navigation ul a:hover:after,.main-navigation ul a[aria-current=page]:after{transform:scaleX(1)}.menu-toggle{min-width:3rem;min-height:3rem;color:var(--navy);background:0 0;border:0;align-items:center;gap:.75rem;font-size:.78rem;font-weight:800;display:none}.menu-lines{background:currentColor;width:1.35rem;height:1px;position:relative}.menu-lines:before,.menu-lines:after{content:"";background:currentColor;width:100%;height:1px;position:absolute;left:0}.menu-lines:before{top:-.38rem}.menu-lines:after{top:.38rem}.home-hero{background:radial-gradient(circle at 88% 5%,#d5a84436,#0000 24rem),linear-gradient(135deg,#f7f6f2 0%,#fff 55%,#eaf4f1 100%);padding:clamp(4.25rem,8vw,7.25rem) 0 clamp(4rem,7vw,6.5rem);position:relative;overflow:hidden}.home-hero:after{content:"";border:1px solid #0f766e21;border-radius:50%;width:30rem;height:30rem;position:absolute;bottom:-12rem;right:-8rem}.hero-grid{z-index:1;grid-template-columns:minmax(0,1.04fr) minmax(360px,.96fr);align-items:center;gap:clamp(3rem,6vw,6rem);display:grid;position:relative}.hero-copy h1{max-width:780px;margin-bottom:1.5rem;font-size:clamp(3rem,6.5vw,5.8rem)}.hero-copy h1 em{color:var(--teal);font-style:normal;display:block}.hero-copy>p{max-width:670px;margin-bottom:2rem;font-size:clamp(1.06rem,1.8vw,1.25rem)}.hero-proof{padding:1.25rem 0 0;border-top:1px solid var(--line);flex-wrap:wrap;gap:.55rem 1.5rem;margin:2rem 0 0;padding-top:1.2rem;list-style:none;display:flex}.hero-proof li{color:var(--muted);padding-left:1.1rem;font-size:.78rem;font-weight:750;position:relative}.hero-proof li:before{background:var(--gold);content:"";border-radius:50%;width:.42rem;height:.42rem;position:absolute;top:.58em;left:0}.hero-advisor{border-radius:var(--radius-lg);background:radial-gradient(circle at 80% 5%, #d5a84447, transparent 14rem), linear-gradient(145deg, #ffffff0d, transparent 52%), var(--navy);box-shadow:var(--shadow);color:#fff;border:1px solid #ffffff1f;padding:clamp(1.5rem,3vw,2.2rem);position:relative;overflow:hidden}.hero-advisor:after{content:"";border:1px solid #ffffff1a;border-radius:50%;width:18rem;height:18rem;position:absolute;bottom:-7rem;right:-6rem}.advisor-topline{color:#ffffffa6;letter-spacing:.1em;text-transform:uppercase;align-items:center;gap:.6rem;font-size:.68rem;font-weight:800;display:flex}.advisor-status{background:#78d6b9;border-radius:50%;width:.48rem;height:.48rem;box-shadow:0 0 0 .3rem #78d6b91c}.advisor-signature{border-bottom:1px solid #ffffff1f;align-items:center;gap:1rem;margin-top:2rem;padding-bottom:2rem;display:flex}.advisor-monogram{width:4.5rem;height:4.5rem;font-family:var(--font-display);letter-spacing:.08em;background:#ffffff14;border:1px solid #ffffff29;border-radius:50%;flex:none;place-items:center;font-size:1.35rem;display:grid}.advisor-signature strong,.advisor-signature span{display:block}.advisor-signature .advisor-monogram{place-items:center;line-height:1;display:grid}.advisor-signature strong{font-family:var(--font-display);margin-bottom:.18rem;font-size:1.45rem}.advisor-signature span{color:#ffffff94;font-size:.82rem}.advisor-message{z-index:1;padding:2rem 0;position:relative}.advisor-message>span{color:var(--gold-soft);letter-spacing:.11em;text-transform:uppercase;margin-bottom:.6rem;font-size:.68rem;font-weight:800;display:block}.advisor-message p{color:#fff;max-width:480px;font-family:var(--font-display);margin:0;font-size:clamp(1.3rem,2.2vw,1.8rem);line-height:1.38}.advisor-services{z-index:1;border-radius:var(--radius);background:#ffffff1f;border:1px solid #ffffff1f;grid-template-columns:repeat(3,1fr);gap:1px;display:grid;position:relative;overflow:hidden}.advisor-services>div{background:#ffffff0d;min-height:6rem;padding:1rem}.advisor-services strong,.advisor-services span{display:block}.advisor-services strong{margin-bottom:.3rem;font-size:.75rem}.advisor-services span{color:#ffffff85;font-size:.65rem;line-height:1.35}.advisor-registration{z-index:1;color:#ffffffa1;justify-content:space-between;align-items:center;margin-top:1rem;padding:.8rem 0;font-size:.68rem;font-weight:750;display:flex;position:relative}.advisor-registration:hover{color:#fff}.advisor-registration span{color:var(--gold-soft);font-size:1rem}.trust-band{z-index:2;border-bottom:1px solid var(--line);background:#fff;margin-top:-1px;position:relative}.trust-grid{grid-template-columns:repeat(4,1fr);display:grid}.trust-grid>div{border-right:1px solid var(--line);min-height:7.5rem;padding:1.55rem}.trust-grid>div:first-child{border-left:1px solid var(--line)}.trust-grid strong,.trust-grid span,.trust-grid a{display:block}.trust-grid strong{color:var(--navy);font-family:var(--font-display);margin-bottom:.25rem;font-size:1.15rem}.trust-grid span,.trust-grid a{color:var(--muted);font-size:.75rem}.trust-grid a{color:var(--teal);text-underline-offset:.2rem;font-weight:800;text-decoration:underline}.intent-section{border-bottom:1px solid var(--line);background:var(--paper);padding:clamp(3.5rem,6vw,5.5rem) 0}.intent-layout{grid-template-columns:.68fr 1.32fr;align-items:start;gap:clamp(2.5rem,6vw,6rem);display:grid}.intent-layout h2{margin-bottom:1rem;font-size:clamp(2rem,3.4vw,3.25rem)}.intent-layout>div:first-child>p{max-width:440px;margin:0}.intent-grid{gap:.8rem;display:grid}.intent-card{border:1px solid var(--line);border-radius:var(--radius);background:var(--warm);grid-template-columns:auto 1fr;align-items:center;gap:.8rem;min-height:6.7rem;padding:1.2rem 4rem 1.2rem 1.25rem;transition:border-color .16s,background .16s,transform .16s;display:grid;position:relative}.intent-card:hover{background:#fff;border-color:#0f766e57;transform:translate(.35rem)}.intent-card>span{color:var(--teal);letter-spacing:.08em;grid-row:1/span 2;font-size:.68rem;font-weight:850}.intent-card strong{color:var(--navy);font-family:var(--font-display);align-self:end;font-size:1.25rem;line-height:1.2}.intent-card small{color:var(--muted);align-self:start;font-size:.72rem}.intent-card b{border:1px solid var(--line);width:2.1rem;height:2.1rem;color:var(--teal);border-radius:50%;place-items:center;font-size:1rem;display:grid;position:absolute;top:50%;right:1.35rem;transform:translateY(-50%)}.intent-card-urgent{background:#fcf7ea;border-color:#d5a8447a}.intent-card-urgent>span,.intent-card-urgent b{color:#8a6519}.section{padding:clamp(4.5rem,8vw,7.5rem) 0}.section-tint{background:var(--warm)}.section-dark{background:radial-gradient(circle at 92% 12%, #d5a84429, transparent 25rem), var(--navy);color:#fff}.section-dark h2,.section-dark h3{color:#fff}.section-dark p{color:#ffffffad}.section-dark .eyebrow{color:var(--gold-soft)}.insurance-detail{background:var(--warm)}.insurance-detail-grid{grid-template-columns:1.15fr .85fr;gap:1.2rem;display:grid}.insurance-detail-copy{grid-row:span 2;padding:clamp(1rem,3vw,2.5rem) clamp(0rem,2vw,1.5rem) 1rem 0}.insurance-detail-copy h2{max-width:620px}.insurance-detail-copy>p{max-width:650px;font-size:1.08rem}.insurance-audience{border-top:1px solid var(--line);gap:.25rem;max-width:650px;margin-top:2rem;padding-top:1.4rem;display:grid}.insurance-audience strong{color:var(--teal);letter-spacing:.12em;text-transform:uppercase;font-size:.72rem}.insurance-audience span{color:var(--navy);font-weight:700}.insurance-info-card{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);padding:clamp(1.5rem,3vw,2.2rem)}.insurance-info-card-warm{background:#f5eee1}.insurance-info-card h2{margin-bottom:1.25rem;font-size:1.65rem}.insurance-card-number{color:var(--teal);letter-spacing:.14em;margin-bottom:1rem;font-size:.7rem;font-weight:850;display:block}.section-heading{max-width:760px;margin-bottom:clamp(2.3rem,5vw,4rem)}.section-heading h2{margin-bottom:1rem}.section-heading p{margin-bottom:0;font-size:1.05rem}.section-heading-center{text-align:center;margin-left:auto;margin-right:auto}.section-heading-center .eyebrow{justify-content:center}.card-grid{gap:1.2rem;display:grid}.card-grid-three{grid-template-columns:repeat(3,minmax(0,1fr))}.service-card{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);flex-direction:column;min-height:310px;padding:1.75rem;transition:border-color .16s,box-shadow .16s,transform .16s;display:flex;box-shadow:0 1px #0b2a3a08}.service-card:hover{box-shadow:var(--shadow-soft);border-color:#0f766e61;transform:translateY(-4px)}.service-icon{width:3rem;height:3rem;color:var(--teal);font-family:var(--font-display);background:#0f766e1c;border-radius:1rem;place-items:center;margin-bottom:2.2rem;font-size:1.1rem;font-weight:800;display:grid}.service-icon-empresas{color:var(--navy);background:#0b2a3a17}.service-icon-condominios{color:#8a6519;background:#d5a8442e}.service-card h3{margin-bottom:.75rem}.service-card h3 a:after{content:"";position:absolute;inset:0}.service-card{position:relative}.service-card p{margin-bottom:1.5rem;font-size:.9rem}.service-card .text-link{z-index:1;margin-top:auto;font-size:.82rem;position:relative}.section-action{text-align:center;margin-top:2.2rem}.home-highlights{background:var(--warm)}.highlights-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.4rem;display:grid}.highlight-card{border:1px solid var(--line);border-radius:calc(var(--radius) + .25rem);background:var(--paper);transition:transform .18s,box-shadow .18s;overflow:hidden;box-shadow:0 1px #0b2a3a0a}.highlight-card:hover{box-shadow:var(--shadow-soft);transform:translateY(-4px)}.highlight-card-media{background:var(--navy);min-height:270px;display:block;position:relative;overflow:hidden}.highlight-card-media img,.highlight-detail-media img{object-fit:cover}.highlight-card-media img{transition:transform .4s}.highlight-card:hover .highlight-card-media img{transform:scale(1.025)}.highlight-placeholder{background:radial-gradient(circle at 80% 18%, #d5a84438, transparent 13rem), linear-gradient(145deg, #164450, var(--navy));color:#fff;align-content:center;justify-items:center;display:grid;position:absolute;inset:0}.highlight-placeholder:after{content:"";border:1px solid #ffffff29;border-radius:50%;width:16rem;height:16rem;position:absolute;bottom:-7rem;right:-5rem}.highlight-placeholder b{font-family:var(--font-display);letter-spacing:-.08em;font-size:4rem;font-weight:500}.highlight-placeholder small{color:var(--gold-soft);letter-spacing:.18em;text-transform:uppercase;font-size:.7rem;font-weight:850}.highlight-card-content{padding:clamp(1.5rem,3vw,2.2rem)}.highlight-meta{color:var(--muted);flex-wrap:wrap;align-items:center;gap:.5rem 1rem;margin-bottom:1rem;font-size:.72rem;display:flex}.highlight-meta span{color:var(--teal);letter-spacing:.1em;text-transform:uppercase;font-weight:850}.highlight-card h2{margin-bottom:.8rem;font-size:clamp(1.45rem,3vw,2rem);position:relative}.highlight-card h2 a:after{content:"";position:absolute;inset:0}.highlight-card p{margin-bottom:1.5rem}.highlight-card .text-link{z-index:1;position:relative}.highlight-detail-header{background:var(--warm);padding:clamp(3.5rem,7vw,6.5rem) 0}.highlight-detail-grid{grid-template-columns:minmax(0,.9fr) minmax(400px,1.1fr);align-items:center;gap:clamp(2rem,6vw,5rem);display:grid}.highlight-detail-copy h1{margin-bottom:1.4rem;font-size:clamp(2.5rem,5.5vw,4.8rem)}.highlight-detail-copy>p{margin:0;font-size:1.1rem}.highlight-detail-media{background:var(--navy);min-height:430px;box-shadow:var(--shadow);border-radius:50% 50% 1.8rem 1.8rem/16% 16% 1.8rem 1.8rem;margin:0;position:relative;overflow:hidden}.highlight-article{max-width:820px}.highlight-intro{color:var(--navy);font-family:var(--font-display);margin-bottom:3rem;font-size:clamp(1.3rem,2.8vw,1.8rem);line-height:1.45}.highlight-article>section{border-top:1px solid var(--line);padding:2rem 0}.highlight-article>section h2{margin-bottom:.8rem;font-size:clamp(1.35rem,2.5vw,1.8rem)}.highlight-article>section p{margin:0}.highlight-action{border-radius:var(--radius);background:var(--navy);color:#fff;margin-top:2rem;padding:clamp(1.5rem,4vw,2.5rem)}.highlight-action p{color:#ffffffb8;margin-bottom:1.4rem;font-size:.82rem}.values-grid{grid-template-columns:repeat(3,1fr);gap:1.2rem;display:grid}.value-card{border-top:1px solid var(--line);padding:2rem}.value-card>span{color:var(--teal);letter-spacing:.1em;margin-bottom:2.5rem;font-size:.72rem;font-weight:850;display:block}.value-card h3{margin-bottom:.75rem;font-size:1.65rem}.value-card p{margin:0}.split-section{grid-template-columns:.85fr 1.15fr;align-items:start;gap:clamp(3rem,8vw,8rem);display:grid}.audience-list{border-top:1px solid var(--line)}.audience-list article{border-bottom:1px solid var(--line);grid-template-columns:.75fr 1.25fr;gap:1.5rem;padding:1.4rem 0;display:grid}.audience-list h3,.audience-list p{margin:0}.audience-list h3{font-size:1.15rem}.audience-list p{font-size:.88rem}.process-grid{counter-reset:none;grid-template-columns:repeat(4,1fr);gap:1px;margin:0;padding:0;list-style:none;display:grid}.process-grid li{background:#ffffff08;border:1px solid #ffffff1f;min-height:270px;padding:1.8rem}.process-grid li>span{color:var(--gold-soft);margin-bottom:4rem;font-size:.72rem;font-weight:850;display:block}.process-grid h3{margin-bottom:.75rem}.process-grid p{margin:0;font-size:.88rem}.about-teaser{grid-template-columns:.7fr 1.3fr;align-items:center;gap:clamp(3rem,8vw,8rem);display:grid}.about-mark{border-radius:50% 50% var(--radius-lg) var(--radius-lg);background:radial-gradient(circle at 60% 30%, #d5a8443b, transparent 35%), var(--navy);color:#ffffffd1;min-height:420px;font-family:var(--font-display);letter-spacing:-.08em;place-items:center;font-size:clamp(5rem,13vw,9rem);display:grid}blockquote{border-left:3px solid var(--gold);color:var(--navy);font-family:var(--font-display);margin:2rem 0;padding-left:1.5rem;font-size:clamp(1.3rem,2.3vw,1.75rem);line-height:1.45}.insurer-section{border-top:1px solid var(--line)}.insurer-list{flex-wrap:wrap;justify-content:center;gap:.8rem;display:flex}.insurer-list span{border:1px solid var(--line);color:var(--navy);font-family:var(--font-display);border-radius:999px;padding:1rem 1.5rem;font-size:1.05rem}.faq-layout{max-width:900px}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{color:var(--navy);cursor:pointer;font-family:var(--font-display);padding:1.45rem 3rem 1.45rem 0;font-size:1.15rem;font-weight:650;list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{border:1px solid var(--line);content:"+";border-radius:50%;place-items:center;width:1.8rem;height:1.8rem;font-family:ui-sans-serif,system-ui,sans-serif;display:grid;position:absolute;top:50%;right:0;transform:translateY(-50%)}.faq-list details[open] summary:after{content:"−"}.faq-list details>p{max-width:750px;margin-bottom:1.5rem;padding-right:2rem}.faq-list details>small{color:var(--muted);margin:-.75rem 0 1.5rem;display:block}.faq-list-large summary{padding-block:1.8rem;font-size:1.35rem}.final-cta{background:var(--teal);padding-block:clamp(4rem,7vw,6rem)}.final-cta-inner{justify-content:space-between;align-items:center;gap:3rem;display:flex}.final-cta h2{color:#fff;max-width:750px;margin-bottom:.8rem;font-size:clamp(2rem,4.5vw,3.6rem)}.final-cta p{color:#ffffffbd;max-width:680px;margin:0}.final-cta .eyebrow{color:var(--gold-soft)}.page-hero,.legal-hero{background:radial-gradient(circle at 95% 0, #d5a8442e, transparent 25rem), var(--warm);text-align:center;padding:clamp(4.5rem,9vw,8rem) 0;position:relative;overflow:hidden}.page-hero:after,.legal-hero:after{content:"";border:1px solid #0f766e21;border-radius:50%;width:32rem;height:32rem;position:absolute;bottom:-16rem;right:-10rem}.page-hero h1,.legal-hero h1{z-index:1;margin-bottom:1.3rem;font-size:clamp(2.7rem,6.5vw,5rem);position:relative}.page-hero p,.legal-hero>.shell>p{max-width:720px;margin:0 auto;font-size:1.1rem}.page-hero .button-row{justify-content:center;margin-top:2rem}.breadcrumbs{padding-top:1.2rem}.breadcrumbs ol{color:var(--muted);flex-wrap:wrap;gap:.45rem;margin:0;padding:0;font-size:.72rem;list-style:none;display:flex}.breadcrumbs li:not(:last-child):after{color:#a7b0b3;content:"/";margin-left:.45rem}.breadcrumbs a{color:var(--teal);font-weight:750}.about-page-grid{grid-template-columns:minmax(280px,.7fr) minmax(0,1.3fr);align-items:center;gap:clamp(3rem,8vw,8rem);display:grid}.about-profile-card{border-radius:var(--radius-lg);background:radial-gradient(circle at 72% 18%, #d5a8444a, transparent 13rem), var(--navy);min-height:520px;box-shadow:var(--shadow);color:#fff;padding:clamp(1.5rem,4vw,2.5rem);position:relative;overflow:hidden}.about-profile-card:after{content:"";border:1px solid #ffffff1c;border-radius:50%;width:20rem;height:20rem;position:absolute;bottom:-8rem;right:-8rem}.about-profile-kicker{z-index:1;color:var(--gold-soft);letter-spacing:.11em;text-transform:uppercase;font-size:.68rem;font-weight:800;position:relative}.about-profile-photo{z-index:1;aspect-ratio:4/4.8;border-radius:calc(var(--radius) + .2rem);background:#0d2432;border:1px solid #ffffff1f;width:100%;margin:1.5rem 0 1.8rem;position:relative;overflow:hidden}.about-profile-photo img{object-fit:cover;object-position:center 24%}.about-profile-name{z-index:1;border-bottom:1px solid #ffffff21;padding-bottom:1.5rem;position:relative}.about-profile-name strong,.about-profile-name span{display:block}.about-profile-name strong{font-family:var(--font-display);margin-bottom:.2rem;font-size:1.55rem}.about-profile-name span{color:#ffffff94;font-size:.8rem}.about-profile-details{z-index:1;gap:1rem;margin:1.5rem 0;display:grid;position:relative}.about-profile-details>div{grid-template-columns:5.5rem 1fr;align-items:baseline;gap:1rem;display:grid}.about-profile-details dt{color:#ffffff70;letter-spacing:.08em;text-transform:uppercase;font-size:.65rem;font-weight:800}.about-profile-details dd{color:#ffffffd1;margin:0;font-size:.78rem}.about-profile-card>a{z-index:1;color:var(--gold-soft);align-items:center;gap:.65rem;font-size:.7rem;font-weight:800;display:inline-flex;position:relative}.about-profile-card>a:hover{color:#fff}.prose{max-width:760px}.prose>p{font-size:1.05rem}.compact-cta{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper);box-shadow:var(--shadow-soft);justify-content:space-between;align-items:center;gap:3rem;padding:2.5rem;display:flex}.compact-cta h2{max-width:780px;margin-bottom:.65rem;font-size:clamp(1.8rem,4vw,3rem)}.compact-cta p{margin-bottom:0}.service-hero{background:var(--warm);padding:clamp(4rem,8vw,7rem) 0}.service-hero-grid{grid-template-columns:1.25fr .75fr;align-items:center;gap:clamp(3rem,7vw,7rem);display:grid}.service-hero h1{margin-bottom:1.2rem;font-size:clamp(2.7rem,6.5vw,5rem)}.service-hero p{max-width:680px;font-size:1.1rem}.service-hero .button-row{margin-top:2rem}.service-summary{border-radius:var(--radius-lg);box-shadow:var(--shadow-soft);background:#ffffffbf;border:1px solid #0f766e2e;padding:2rem}.service-summary span,.service-summary strong{display:block}.service-summary span{color:var(--teal);letter-spacing:.12em;text-transform:uppercase;margin-bottom:.55rem;font-size:.72rem;font-weight:850}.service-summary strong{color:var(--navy);font-family:var(--font-display);margin-bottom:1rem;font-size:1.55rem}.service-summary p{margin:0;font-size:.9rem}.detail-grid{grid-template-columns:1.3fr .7fr;align-items:start;gap:clamp(3rem,8vw,7rem);display:grid}.detail-main{border-top:1px solid var(--line)}.detail-block{border-bottom:1px solid var(--line);grid-template-columns:auto 1fr;gap:1.5rem;padding:2rem 0;display:grid}.detail-number{color:var(--teal);font-size:.72rem;font-weight:850}.detail-block h2{margin-bottom:.65rem;font-size:1.55rem}.detail-block p{margin:0}.notice-card{border-radius:var(--radius-lg);background:var(--navy);box-shadow:var(--shadow);padding:2rem;position:sticky;top:2rem}.notice-card h2{color:#fff;font-size:1.8rem}.notice-card p{color:#ffffffad}.notice-card .eyebrow,.notice-card .text-link{color:var(--gold-soft)}.steps-list{grid-template-columns:repeat(2,1fr);gap:1rem;margin:0;padding:0;list-style:none;display:grid}.steps-list li{border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:auto 1fr;gap:1.25rem;min-height:220px;padding:2rem;display:grid}.steps-list li>span{color:var(--teal);font-size:.72rem;font-weight:850}.steps-list h3{margin-bottom:.7rem;font-size:1.5rem}.steps-list p{margin:0}.check-list{gap:.8rem;margin:0;padding:0;list-style:none;display:grid}.check-list li{min-height:2rem;color:var(--ink);padding:.25rem 0 .25rem 2.3rem;position:relative}.check-list li:before{width:1.5rem;height:1.5rem;color:var(--teal);content:"✓";background:#0f766e1c;border-radius:50%;place-items:center;font-size:.72rem;font-weight:900;display:grid;position:absolute;top:.22rem;left:0}.office-photo{border-radius:var(--radius-lg);background:var(--navy);box-shadow:var(--shadow-soft);margin:0 0 clamp(2rem,5vw,4rem);position:relative;overflow:hidden}.office-photo img{object-fit:cover;width:100%;height:auto;max-height:650px;display:block}.office-photo figcaption{color:#ffffffe6;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#071824d6;border:1px solid #ffffff24;border-radius:999px;max-width:34rem;padding:.75rem 1rem;font-size:.72rem;position:absolute;bottom:1rem;right:1rem}.contact-layout,.form-page-layout{grid-template-columns:.8fr 1.2fr;align-items:start;gap:clamp(2rem,6vw,5rem);display:grid}.contact-cards{grid-template-columns:repeat(2,1fr);gap:1rem;display:grid}.contact-cards article{border:1px solid var(--line);border-radius:var(--radius);background:var(--warm);min-height:180px;padding:1.5rem}.contact-cards article>span{color:var(--teal);letter-spacing:.12em;text-transform:uppercase;margin-bottom:1.4rem;font-size:.68rem;font-weight:850;display:block}.contact-cards article>a:not(.text-link),.contact-cards article>strong{color:var(--navy);font-family:var(--font-display);overflow-wrap:anywhere;font-size:1.15rem;font-weight:650;display:block}.contact-cards .contact-email>a{white-space:nowrap;letter-spacing:-.025em;overflow-wrap:normal;font-size:1rem}.contact-cards .contact-phone>a{white-space:nowrap;letter-spacing:-.015em;overflow-wrap:normal;font-size:1rem}.contact-cards address{color:var(--navy);margin-bottom:.7rem;font-style:normal}.contact-cards p{margin:0}.contact-cards small{color:var(--muted);margin-top:.5rem;display:block}.contact-cards .text-link{font-size:.75rem}.contact-form{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper);box-shadow:var(--shadow-soft);padding:clamp(1.5rem,4vw,2.5rem)}.form-intro{margin-bottom:2rem}.form-intro h2{margin-bottom:.45rem;font-size:2rem}.form-intro p{margin:0;font-size:.82rem}.form-grid{grid-template-columns:repeat(2,1fr);gap:1rem;display:grid}.form-field-full{grid-column:1/-1}.form-field label{color:var(--ink);margin-bottom:.45rem;font-size:.78rem;font-weight:800;display:block}.form-field input,.form-field textarea,.form-field select{border-radius:var(--radius-sm);width:100%;min-height:3.15rem;color:var(--ink);background:#fff;border:1px solid #cbd3d4;padding:.75rem .9rem}.form-field textarea{resize:vertical;min-height:8.5rem}.form-field input:focus,.form-field textarea:focus,.form-field select:focus{border-color:var(--teal);outline:3px solid #0f766e21}.consent-field{color:var(--muted);grid-template-columns:auto 1fr;align-items:start;gap:.8rem;margin:1.25rem 0;font-size:.78rem;display:grid}.consent-field input{width:1.2rem;height:1.2rem;accent-color:var(--teal);margin-top:.15rem}.consent-field a{color:var(--teal);font-weight:800;text-decoration:underline}.form-notice{border-left:3px solid var(--gold);background:var(--warm);margin-bottom:1.3rem;padding:1rem}.form-notice p{margin:0;font-size:.75rem}.form-notice p+p{margin-top:.45rem}.form-status{min-height:1.3rem;color:var(--teal);margin:.8rem 0 0;font-size:.78rem;font-weight:750}.honeypot{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.form-aside{border-radius:var(--radius-lg);background:var(--warm);padding:2rem;position:sticky;top:2rem}.form-aside h2{font-size:2.2rem}.quote-form{padding:clamp(1.5rem,4vw,3rem)}.form-kicker{color:var(--teal);letter-spacing:.11em;text-transform:uppercase;margin-bottom:.65rem;font-size:.68rem;font-weight:800;display:block}.form-step{border-top:1px solid var(--line);padding:2rem 0}.form-step-heading{grid-template-columns:2.2rem 1fr;gap:1rem;margin-bottom:1.5rem;display:grid}.form-step-heading>span{color:var(--teal);letter-spacing:.1em;padding-top:.35rem;font-size:.68rem;font-weight:800}.form-step-heading h3{margin-bottom:.35rem;font-size:1.35rem}.form-step-heading p{margin:0;font-size:.8rem}.form-step-dynamic{animation:.22s ease-out reveal-form}.form-empty-state{border-radius:var(--radius-sm);background:var(--warm);border:1px dashed #cbd3d4;grid-template-columns:2.2rem 1fr;gap:1rem;margin-bottom:2rem;padding:1.2rem;display:grid}.form-empty-state span{color:var(--teal);font-size:.68rem;font-weight:800}.form-empty-state p{margin:0;font-size:.82rem}.field-help{color:var(--muted);margin-top:.35rem;font-size:.68rem;display:block}.sensitive-note{border-left:3px solid var(--gold);color:#6f5521;background:#fcf7ea;margin:0 0 1.5rem;padding:1rem 1.1rem;font-size:.76rem}@keyframes reveal-form{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}.legal-update-note{z-index:1;border-radius:var(--radius-sm);color:var(--teal-dark);background:#0f766e12;border:1px solid #0f766e3d;margin-top:2rem;padding:.75rem 1rem;font-size:.72rem;font-weight:750;line-height:1.55;display:inline-flex;position:relative}.legal-layout{grid-template-columns:1.3fr .7fr;align-items:start;gap:clamp(3rem,8vw,8rem);display:grid}.legal-content{max-width:780px}.legal-content>section{border-bottom:1px solid var(--line);padding:2rem 0}.legal-content>section:first-child{padding-top:0}.legal-content h2{margin-bottom:.7rem;font-size:1.55rem}.legal-content p{margin:0}.legal-actions{border:1px solid var(--line);border-radius:var(--radius);background:var(--warm);gap:.85rem;margin-top:2rem;padding:1.35rem 1.5rem;display:grid}.legal-actions .text-link{width:fit-content}.legal-nav{border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;position:sticky;top:2rem}.legal-nav h2{font-size:1.2rem}.legal-nav ul{margin:0;padding:0;list-style:none}.legal-nav li+li{border-top:1px solid var(--line)}.legal-nav a{color:var(--muted);padding:.75rem 0;font-size:.8rem;display:block}.legal-nav a:hover,.legal-nav a[aria-current=page]{color:var(--teal);font-weight:800}.status-page{background:var(--warm);text-align:center;place-items:center;min-height:65vh;padding:5rem 0;display:grid}.status-page p{max-width:620px;margin-bottom:2rem;margin-left:auto;margin-right:auto}.status-page .button-row{justify-content:center}.status-mark{width:4rem;height:4rem;color:var(--teal);background:#0f766e1f;border-radius:50%;place-items:center;margin:0 auto 1.5rem;font-size:1.5rem;font-weight:900;display:grid}.site-footer{color:#fff;background:#071f2c;padding-top:4.5rem}.footer-grid{grid-template-columns:1.4fr .75fr 1fr 1fr;gap:3rem;padding-bottom:4rem;display:grid}.wordmark-light .wordmark-mark{background:var(--gold);color:var(--navy)}.wordmark-light strong{color:#fff}.wordmark-light small{color:#ffffff94}.footer-brand p{color:#fff9;max-width:340px;margin:1.5rem 0 0;font-size:.82rem}.footer-registration{font-weight:700;color:var(--gold-soft)!important}.site-footer h2{color:#fff;letter-spacing:.12em;text-transform:uppercase;margin-bottom:1.2rem;font-family:ui-sans-serif,system-ui,sans-serif;font-size:.72rem;font-weight:850}.footer-links{margin:0;padding:0;list-style:none}.footer-links li+li{margin-top:.55rem}.footer-links a{color:#ffffffa6;font-size:.8rem}.footer-links a:hover{color:#fff}.footer-contact{color:#ffffffa6;flex-direction:column;gap:.55rem;font-size:.8rem;font-style:normal;display:flex}.footer-contact a:hover{color:#fff}.footer-contact small{color:#ffffff6b;margin-top:-.4rem;font-size:.62rem}.footer-bottom{color:#ffffff73;border-top:1px solid #ffffff1a;justify-content:space-between;gap:2rem;padding:1.35rem 0;font-size:.67rem;display:flex}.complaints-page{background:var(--paper)}.complaints-page-grid{grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);align-items:start;gap:clamp(3rem,8vw,8rem);display:grid}.complaints-page-content{max-width:760px}.complaints-page-content h2{margin-bottom:1.2rem}.complaints-page-content>p{max-width:700px;font-size:1.05rem}.complaints-steps{border-top:1px solid var(--line);margin:2.5rem 0 0;padding:0;list-style:none}.complaints-steps li{border-bottom:1px solid var(--line);grid-template-columns:2.4rem 1fr;gap:1.25rem;padding:1.5rem 0;display:grid}.complaints-steps li>span{color:var(--teal);letter-spacing:.1em;font-size:.7rem;font-weight:850}.complaints-steps h3{margin-bottom:.35rem;font-size:1.2rem}.complaints-steps p{margin:0;font-size:.9rem}.complaints-page-note{border-left:3px solid var(--gold);border-radius:0 var(--radius-sm) var(--radius-sm) 0;background:var(--warm);margin-top:2rem;padding:1.25rem 1.4rem}.complaints-page-note strong{color:var(--navy);margin-bottom:.35rem;display:block}.complaints-page-note p{margin:0;font-size:.84rem}.complaints-access-card{border-radius:var(--radius);background:radial-gradient(circle at 90% 0, #b985423d, transparent 13rem), var(--navy);box-shadow:var(--shadow);padding:clamp(1.5rem,3vw,2.2rem);position:sticky;top:8.5rem}.complaints-access-logo{width:8.75rem;max-width:100%;margin-bottom:1.5rem;display:block}.complaints-access-logo img{width:100%;height:auto}.complaints-access-card p{color:#ffffffad;margin-bottom:1.4rem;font-size:.86rem}.complaints-access-card .button{width:100%}.complaints-other-link{color:#ffffffad;align-items:center;gap:.4rem;margin-top:1.2rem;font-size:.75rem;font-weight:750;display:inline-flex}.complaints-other-link:hover{color:#fff}.footer-bottom span:last-child{text-align:right;max-width:780px}.floating-contact{z-index:90;color:#fff;background:#167a58;border:1px solid #fff3;border-radius:999px;align-items:center;gap:.7rem;min-height:3.25rem;padding:.65rem 1rem .65rem .65rem;font-size:.78rem;font-weight:850;transition:background .16s,transform .16s;display:inline-flex;position:fixed;bottom:1.25rem;right:1.25rem;box-shadow:0 16px 34px #071f2c38}.floating-contact:hover{background:#106847;transform:translateY(-3px)}.floating-contact-icon{background:#ffffff29;border-radius:50%;place-items:center;width:2rem;height:2rem;font-size:1rem;display:grid}.home-hero{background:radial-gradient(circle at 88% 4%,#b985422e,#0000 23rem),linear-gradient(135deg,#f6f5f1 0%,#fff 54%,#edf4f1 100%);padding:clamp(4.75rem,9vw,8.5rem) 0 clamp(4.5rem,8vw,7rem)}.hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(340px,.82fr);gap:clamp(3.5rem,7vw,7rem)}.hero-copy h1{letter-spacing:-.06em;max-width:780px;margin-bottom:1.7rem;font-size:clamp(3.15rem,6.5vw,5.65rem)}.hero-copy>p{max-width:630px;line-height:1.7}.hero-advisor{background:radial-gradient(circle at 82% 2%, #b985424f, transparent 13rem), linear-gradient(155deg, #ffffff0f, transparent 55%), var(--navy);border-radius:1.5rem;padding:clamp(1.7rem,3vw,2.4rem);box-shadow:0 30px 80px #102d352e}.advisor-monogram{width:4.15rem;height:4.15rem;font-size:1.15rem;font-weight:700}.advisor-signature strong{letter-spacing:-.04em;font-size:1.35rem;font-weight:750}.advisor-message p{letter-spacing:-.035em;font-size:clamp(1.35rem,2.2vw,1.8rem);font-weight:600;line-height:1.38}.advisor-meta{z-index:1;background:#ffffff0f;border:1px solid #ffffff1f;border-radius:1rem;grid-template-columns:repeat(2,1fr);display:grid;position:relative;overflow:hidden}.advisor-meta>div{padding:1.15rem}.advisor-meta>div+div{border-left:1px solid #ffffff1f}.advisor-meta span,.advisor-meta strong{display:block}.advisor-meta span{color:#ffffff7a;letter-spacing:.08em;text-transform:uppercase;margin-bottom:.35rem;font-size:.62rem;font-weight:750}.advisor-meta strong{color:#ffffffe0;font-size:.72rem;line-height:1.4}.trust-grid-three{grid-template-columns:repeat(3,1fr)}.trust-grid-three>div{min-height:7rem}.trust-grid strong{letter-spacing:-.035em;font-weight:750}.quote-heading{grid-template-columns:1fr .72fr;align-items:end;gap:clamp(2rem,8vw,8rem);margin-bottom:clamp(2.5rem,5vw,4rem);display:grid}.quote-heading h2,.quote-heading p{margin-bottom:0}.quote-heading p{max-width:520px;font-size:1.02rem}.quote-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.quote-card{border:1px solid var(--line);background:var(--warm);border-radius:1.15rem;align-content:space-between;min-height:180px;padding:1.5rem;transition:border-color .18s,box-shadow .18s,transform .18s;display:grid;position:relative}.quote-card:hover{background:#fff;border-color:#176b635c;transform:translateY(-4px);box-shadow:0 18px 45px #102d3517}.quote-card>span{color:var(--teal);letter-spacing:.1em;font-size:.66rem;font-weight:800}.quote-card strong,.quote-card small{display:block}.quote-card strong{color:var(--navy);letter-spacing:-.035em;margin-bottom:.35rem;font-size:1.18rem;font-weight:750;line-height:1.25}.quote-card small{color:var(--muted);font-size:.74rem}.quote-card b{border:1px solid var(--line);width:2rem;height:2rem;color:var(--teal);border-radius:50%;place-items:center;font-size:.88rem;display:grid;position:absolute;top:1.25rem;right:1.25rem}.support-section{padding:0 0 clamp(4.5rem,8vw,7.5rem)}.support-grid{grid-template-columns:repeat(2,1fr);gap:1rem;display:grid}.support-card{border:1px solid var(--line);background:#eef5f2;border-radius:1.25rem;min-height:170px;padding:1.8rem;position:relative}.support-card>span,.support-card>strong{display:block}.support-card>span{color:var(--teal);letter-spacing:.1em;text-transform:uppercase;margin-bottom:2.4rem;font-size:.68rem;font-weight:800}.support-card>strong{max-width:75%;color:var(--navy);letter-spacing:-.04em;font-size:clamp(1.25rem,2vw,1.65rem);line-height:1.25}.support-card b{color:var(--teal);font-size:1.35rem;position:absolute;bottom:1.7rem;right:1.7rem}.support-card-dark{border-color:var(--navy);background:var(--navy)}.support-card-dark>span,.support-card-dark b{color:var(--gold-soft)}.support-card-dark>strong{color:#fff}.home-process{padding-block:clamp(5rem,9vw,8rem)}.process-layout{grid-template-columns:.8fr 1.2fr;align-items:start;gap:clamp(3rem,9vw,9rem);display:grid}.process-layout>div>h2{margin-bottom:1.2rem}.process-layout>div>p{max-width:430px;margin-bottom:0}.process-list{border-top:1px solid #ffffff24;margin:0;padding:0;list-style:none}.process-list li{border-bottom:1px solid #ffffff24;grid-template-columns:2.5rem 1fr;gap:1.5rem;padding:1.65rem 0;display:grid}.process-list li>span{color:var(--gold-soft);letter-spacing:.1em;font-size:.68rem;font-weight:800}.process-list h3{margin-bottom:.45rem;font-size:1.25rem}.process-list p{margin:0;font-size:.86rem}.home-about-grid{grid-template-columns:.7fr 1.3fr;align-items:center;gap:clamp(3rem,9vw,9rem);display:grid}.home-about-grid h2{max-width:750px;margin-bottom:1.3rem}.home-about-grid p{max-width:700px;margin-bottom:1.6rem;font-size:1.03rem}.about-photo{background:var(--navy);min-height:390px;box-shadow:var(--shadow-soft);border-radius:45% 45% 1.5rem 1.5rem;margin:0;position:relative;overflow:hidden}.about-photo:after{content:"";background:linear-gradient(#0000,#071f2cb8);position:absolute;inset:45% 0 0}.about-photo img{object-fit:cover;object-position:center 30%;display:block}.about-photo figcaption{z-index:1;color:#fff;letter-spacing:.1em;text-transform:uppercase;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#071f2cad;border:1px solid #ffffff2e;border-radius:999px;padding:.65rem .9rem;font-size:.67rem;font-weight:800;position:absolute;bottom:1.3rem;left:1.3rem}.insurer-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--warm);padding:2rem 0}.insurer-strip-inner{justify-content:space-between;align-items:center;gap:2rem;display:flex}.insurer-strip-inner>span{color:var(--muted);letter-spacing:.1em;text-transform:uppercase;font-size:.68rem;font-weight:800}.insurer-strip-inner>div{flex-wrap:wrap;justify-content:flex-end;gap:1rem 2.5rem;display:flex}.insurer-strip-inner a{text-decoration:none}.insurer-strip-inner strong{color:var(--navy);font-size:.9rem;font-weight:700}.insurer-strip-inner a:hover strong,.insurer-strip-inner a:focus-visible strong{text-underline-offset:.24em;text-decoration:underline}@media (width<=1020px){:root{--shell:min(100% - 2rem, 900px)}.menu-toggle{display:flex}.main-navigation{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;align-items:stretch;padding:1.25rem;display:none;position:absolute;top:100%;left:1rem;right:1rem}.main-navigation.is-open,.main-navigation ul{display:block}.main-navigation li+li{border-top:1px solid var(--line)}.main-navigation ul a{padding:.9rem 0;display:block}.main-navigation .button{width:100%;margin-top:1rem}.hero-grid{grid-template-columns:1fr .8fr}.quote-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.intent-layout{grid-template-columns:.75fr 1.25fr}.card-grid-three,.values-grid,.process-grid,.footer-grid{grid-template-columns:repeat(2,1fr)}.contact-layout,.form-page-layout,.insurance-detail-grid,.complaints-page-grid{grid-template-columns:1fr}.insurance-detail-copy{grid-row:auto;padding-right:0}.office-photo figcaption{background:var(--navy);border:0;border-radius:0;max-width:none;position:static}.form-aside,.complaints-access-card{position:static}}@media (width<=760px){:root{--shell:calc(100% - 1.5rem)}.utility-prompt,.utility-call-desktop{display:none}.utility-inner{justify-content:center;min-height:2.15rem}.utility-call{text-align:center;justify-content:center;width:100%;padding:.25rem 0}.utility-call-mobile{white-space:nowrap;justify-content:center;align-items:baseline;gap:.42rem;display:inline-flex}.utility-call-mobile strong{color:#fff;font-size:.7rem}.utility-call-mobile small{color:#ffffffa8;font-size:.54rem;line-height:1}.utility-call-desktop-note{display:none}.header-inner{min-height:4.7rem}.hero-grid,.split-section,.intent-layout,.about-teaser,.about-page-grid,.service-hero-grid,.detail-grid,.legal-layout,.quote-heading,.process-layout,.home-about-grid,.highlight-detail-grid,.highlights-grid{grid-template-columns:1fr}.highlight-card-media{min-height:240px}.highlight-detail-media{min-height:350px}.home-hero{padding-top:4.2rem}.about-photo{min-height:420px}.hero-advisor{min-height:auto}.support-grid{grid-template-columns:1fr}.insurer-strip-inner{flex-direction:column;align-items:flex-start}.insurer-strip-inner>div{justify-content:flex-start}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-grid>div:nth-child(3){border-left:1px solid var(--line)}.card-grid-three,.values-grid,.steps-list,.contact-cards{grid-template-columns:1fr}.service-card{min-height:270px}.audience-list article{grid-template-columns:1fr;gap:.6rem}.about-mark{min-height:350px}.final-cta-inner,.compact-cta{flex-direction:column;align-items:flex-start}.final-cta-inner{display:flex}.notice-card,.legal-nav{position:static}.form-grid{grid-template-columns:1fr}.form-field-full{grid-column:auto}.footer-bottom{flex-direction:column}.footer-bottom span:last-child{text-align:left}}@media (width<=520px){.wordmark small{display:none}.wordmark-mark{width:2.45rem;height:2.45rem}.button-row{flex-direction:column;align-items:stretch}.button-row .button{width:100%}.home-hero{padding:3rem 0 3.5rem}.hero-grid{gap:2.5rem}.hero-copy h1{font-size:clamp(2.65rem,13vw,3.4rem)}.hero-advisor{border-radius:1.2rem;padding:1.25rem}.advisor-topline{letter-spacing:.08em;font-size:.58rem}.advisor-signature{gap:.8rem;margin-top:1.25rem;padding-bottom:1.25rem}.advisor-monogram{width:3.5rem;height:3.5rem}.advisor-message{padding:1.35rem 0}.advisor-message p{font-size:1.25rem}.advisor-meta>div{padding:.9rem .8rem}.advisor-registration{margin-top:.55rem;padding:.6rem 0}.trust-grid,.quote-grid{grid-template-columns:1fr}.quote-card{min-height:155px}.trust-grid>div{border-bottom:1px solid var(--line);border-left:1px solid var(--line);min-height:auto}.process-grid{grid-template-columns:1fr}.process-grid li{min-height:auto}.process-grid li>span{margin-bottom:2rem}.advisor-services{grid-template-columns:1fr}.advisor-services>div{min-height:auto}.intent-card{padding-right:3.5rem}.footer-grid{grid-template-columns:1fr}.floating-contact{right:.75rem;bottom:calc(.75rem + env(safe-area-inset-bottom));justify-content:center;width:3.25rem;height:3.25rem;min-height:0;padding:.6rem}.floating-contact>span:last-child{display:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important}}
